LOCAL HEALTH, MEDICARE, AND LIFE INSURANCE EXPERTS


Ken Duley Insurance Agency helps individuals, families, and Medicare-eligible people in Middle Tennessee and other areas find the right health, Medicare, supplemental, and life insurance coverage.

Helping Other People Every Day

Ken Duley Insurance Agency is a locally owned, licensed insurance agency serving White House, TN, and surrounding communities across Tennessee, Alabama, Kentucky, and South Carolina, with over 35 years of experience helping individuals and families navigate Medicare, health, supplemental, and life insurance options.

Coverage for Every Stage of Life


Individual and Family Health Insurance

Finding a plan that covers your family without stretching your budget takes local knowledge and carrier access. We compare options across multiple providers to match your needs and your real monthly costs.

Medicare Plans and Enrollment Help

Medicare decisions carry real financial consequences if you miss a window or choose the wrong plan. We walk you through Original Medicare, Medicare Advantage, Medicare Supplement, and Part D options so you enroll right the first time.

Supplemental and Gap Coverage

Standard health and Medicare plans leave gaps that can cost you thousands when a serious diagnosis hits. Dental, vision, cancer, critical illness, hospital indemnity, and accident plans pay you directly when it matters most.

Term and Whole Life Insurance

Life insurance protects the people who depend on you. We compare term and whole life options across carriers to find coverage that fits your life stage, your dependents, and your budget.

Enrollment Info

Individual And Family

Medicare

Supplemental

Life Insurance

35 Years of Local Insurance Experience


National carriers don't know your situation. We do. We  have been part of the community for over 35 years, which means we know the carriers available in Middle Tennessee, the plans that hold up when claims happen, and the coverage gaps that catch local families off guard.

We work with multiple insurers to compare coverage options side by side, helping you find a policy that fits your needs, budget, and goals—not simply the easiest option to sell.

REAL WORDS FROM HAPPY CUSTOMERS


Ken Duley Insurance Agency's Google reviews come from clients across White House, Gallatin, Hendersonville, and surrounding Middle Tennessee communities.

⭐⭐⭐⭐⭐

Ken & Mary Ann are the most knowledgeable professionals I know in the health insurance industry. As an owner of a business who employees 1099/contract workers, we always refer our advisors to them if they are shopping for health insurance. With so much confusion in the market place, they make it simple and they are highly trusted!


-Jill K.

The Agents Behind

the Agency


Four people posing on a stage during an awards ceremony, with names projected on the screen behind them.
Two people smiling indoors, one in a suit jacket and cap, the other in a floral dress.

AWARD-WINNING AGENCY


Ken Duley — Licensed Insurance Agent

Mary Ann Short-Phipps — Licensed Insurance Agent

Allegra Kenitzer — Licensed Insurance Agent

Tiffany Wynne  — Agent Assistant

AWARD-WINNING AGENCY


Ken Duley —

Licensed Insurance Agent

Mary Ann Short-Phipps — Licensed Insurance Agent

Allegra Kenitzer — Licensed Insurance Agent

Tiffany Wynne  —

Agent Assistant

Ken Duley — Licensed Insurance Agent

Mary Ann Short-Phipps — Licensed Insurance Agent

Allegra Kenitzer — Licensed Insurance Agent

Tiffany Wynne  — Agent Assistant

What People Ask Before Their First Appointment


  • Is working with Ken Duley Insurance Agency free?

    Working with Ken Duley Insurance Agency costs you nothing out of pocket. Insurance agents are compensated by the carrier when a plan is issued, not by the client. You receive the same plan at the same rate you would find on your own, plus professional guidance to help make sure it fits your situation.


  • Can one local agent help me with health insurance, Medicare, and life insurance at the same time?

    Yes. Ken Duley Insurance Agency covers health insurance, Medicare plans, supplemental coverage, and life insurance under one roof. Working with a single local contact for multiple coverage types means your plans can be reviewed together so they complement each other rather than overlap or leave gaps.

  • How do I book a free insurance consultation in White House, TN?

    Call (615) 944-7868, email kduley@healthmarkets.com, or submit the contact form on this site. Ken Duley Insurance Agency is available Monday through Friday from 9:00 AM to 5:00 PM and Saturday by appointment. Most consultations are completed in a single conversation with no obligation to enroll.

  • Does Ken Duley Insurance Agency serve clients outside White House, Tennessee?

    Yes. The agency serves Gallatin, Hendersonville, Springfield, Portland, and communities across Middle Tennessee. Ken Duley Insurance Agency is also licensed in Alabama, Kentucky, and South Carolina, so clients who have relocated or split time between states can still receive consistent local guidance.

Licensed to Serve You Across Four States

Ken Duley Insurance Agency is licensed in Tennessee, Alabama, Kentucky, and South Carolina, giving clients consistent local guidance even if they relocate or split time between states.

Tennessee

Alabama

Kentucky

South Carolina

Clients can be served over the phone in all licensed states: TN, AL, KY, and SC.

Your Coverage Review Starts With One Conversation


Ken Duley Insurance Agency offers free appointments for individuals and families across White House, Gallatin, Hendersonville, Springfield, Portland, and the surrounding Tennessee communities. No obligation. No pressure. Just straight answers about your coverage options.